Home Ownership Program

Need help buying your first home? Down payment assistance is available to qualified low- to moderate-income households in Haldimand and Norfolk. 


What you get: 

  • Up to 10% of the purchase price as a 20-year interest-free loan 

Who is eligible: 

  • First-time homebuyer or currently renting 
  • At least 18 years old 
  • Household income under $118,600 (single) or $140,900 (families); assets under $50,000 
  • Home price under $705,833
  • Home is located in Haldimand or Norfolk

Who is NOT eligible: 

  • Current home owners 
  • Anyone purchasing a home outside Haldimand or Norfolk 
  • Homes priced above the limit or used for rental/investment purposes 
  • Households exceeding income or asset limits 

Apply for the Home Ownership Program

Complete the online application form and submit with the required documents. Funding is available throughout the year on a first-come, first-served basis.  

Apply online now

Questions?

Contact the Housing and Homelessness Prevention Services team: